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Main Street Financial Services Corp
151 North Market Street
WOOSTER, OH  44691  United States Ticker: MSWVMSWV
Business Summary
Main Street Financial Services Corp. is a holding company. The Company’s primary subsidiary, Main Street Bank Corp., provides full-service banking, commercial lending, and mortgage services across its branch infrastructure. The Company operates through a single segment, commercial banking, which provides a broad array of financial products and services, including commercial and consumer banking services, to individual and business clients. The Company’s primary deposit products are checking, savings, money market and term certificate accounts. The Company’s primary lending products are residential mortgage, commercial and installment loans. Substantially all loans are secured by specific items of collateral including business assets, consumer assets and real estate. The Company operates approximately 20 branch locations in Wooster, Ohio, Wheeling, West Virginia and other surrounding communities in Ohio and West Virginia.

Scores and Ratings
FRISK®
Score		 Z''
Score		 PAYCE®
Score		 DBT
Index		 Moody's
Rating		 Fitch
Rating		 DBRS
Rating
Yes--Yes---

Financials, News and Filings
Latest
Statement		 Last
Audit
News		 SEC
Filings		 Bankruptcy
Filings		 Suit &
Judgment
Filings		 Tax
Lien
Filings
9/30/202512/31/2024Yes----

Industries
SIC Code Description
6022 State commercial banks
6712 Offices of bank holding companies

Subsidiaries
Business Name Address City State/Province Country
Wayne Savings Bancshares, Inc 151 North Market Street WOOSTER OH United States
Wayne Savings Community Bank 151 North Market Street Wooster OH United States
Main Street Bank Corp. 2001 Main St Wheeling WV United States

Business Names
Business Name
Main Street Bank Corp.
MSWV
Wayne Savings Bancshares, Inc
Wayne Savings Community Bank

General Information
Outstanding Shares: 7,829,137 (As of 9/30/2025)
Stock Exchange: OTC


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Saturday, December 6, 2025