Commercial Credit Report for Spar Nord Bank A/S

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	Spar Nord Bank A/S
Skelagervej 15
Phone: +45 96344000p:+45 96344000	AALBORG, 9100 Denmark	Ticker: SPNOSPNO

Business Summary

Spar Nord Bank A/S is a Denmark-based bank focused on household customers, and small and medium-sized enterprises. It operates within two business segments. The Spar Nord’s Local Banks segment serves retail and business customers, as well as large corporate and high-net-worth individuals through 90 local banks. It offers loans and credits, credit and debit cards, saving products, non-life and life insurance and pension funds, among others. The Trading, Financial Markets & the International segment includes divisions such as Markets, Shares, Asset Management and Bonds, Interest & Forex, and the International. The activities are focused on forex and securities, including hedging and transaction management, as well as export and import. The Company has five direct subsidiaries. In June 2014, it completed the transaction to acquire a customer portfolio from FIH Erhvervsbank A/S.

Scores and Ratings

FRISK^® Score	Z'' Score	PAYCE^® Score	DBT Index	Moody's Rating	Fitch Rating	DBRS Rating
Yes	-	-	-	Yes	-	-

Financials, News and Filings

Latest Statement	Last Audit	News	SEC Filings	Bankruptcy Filings	Suit & Judgment Filings	Tax Lien Filings
9/30/2024	12/31/2023	Yes	-	-	-	-

Industries

SIC Code	Description
6029	Commercial banks, not elsewhere classified
6311	Life insurance
6324	Hospital and medical service plans
6331	Fire, marine, and casualty insurance
6282	Investment advice
6371	Pension, health, and welfare funds

Officers and Directors

Title	Name	Age	Title Date	Start Date
Independent Chairman of the Board	KjeldJohannesen	71	4/20/2016	4/23/2014
Chief Executive Officer, Member of the Executive Board	LasseNyby	64	1/1/2021	1/1/1990
Deputy Chairman of the Board of Directors	Per N.Bukh	59	4/20/2016	1/1/2007
7 additional Officers and Directors records available in full report.

Subsidiaries

Business Name	Address	City	State/Province	Country
Sparbank A/S	Adelgade 8	Skive		Denmark

Business Names

Business Name
0JH4
SN Finans Nord AB
Spar Nord Bank
4 additional Business Names available in full report.

General Information

Number of Employees:	1,115	(As of 9/30/2024)
Outstanding Shares:	115,169,998	(As of 9/30/2024)
Shareholders:	82,000
Stock Exchange:	CPH
Fax Number:	+45 96344560

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